1. What are the minimum and maximum loan amounts?
You can avail of loans ranging from Rs 50,000/- to Rs 15,00,000/- depending on your eligibility, income and repayment capacity.
2. What are the loan tenure options?
The loan can be repaid over a period of 12 to 60 months.
3. Are there any additional charges?
A processing fee of 2% of the loan amount is payable upfront. This fee will be deducted from the disbursal amount payable to you.
4. How much time will it take for my loan to be approved?
Loans are approved within 72 hours of submission of complete documentation.
5. Do I have to provide any security, collateral or guarantors?
No security, collateral or guarantors are required for obtaining a Personal Loan.
6. How do I repay the loan?
You can repay the loan in Equated Monthly Instalments (EMI's)/ECS
7. Can I prepay my loan?
Yes, you can prepay the entire loan outstanding anytime after 180 days of availing the same. Prepayment charges as applicable would be levied on the outstanding loan amount. No part prepayment is allowed.
8. How do I approach PS Financial Services for a Personal Loan?
You can approach us in any of the following ways:
|
